Market Overview
Home Prices in Walton, KY
The median home value in Walton, KY is $360,120 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.3% compared to a year ago and up 4.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Walton are priced12% below average. Walton is part of the Cincinnati, OH-KY-IN metro area.
Over the past five years, Walton home values have risen by approximately28.5%, reflecting strong long-term appreciation in this market.
Price History
Walton Home Price Trend
City Comparison
Walton vs. National Median
At $360,120, homes in Walton cost 12% below the national median of $410,000. This makes Walton a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Walton?
20% Down Payment
$72,024
on $360,120
Monthly P&I
$1,878/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,385/mo
incl. taxes & insurance
Income Needed
$95,400
gross annual (30% rule)
10% Down Option
$36,012
+ PMI applies
Loan Amount (20% dn)
$288,096
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Walton, KY?
The median home value in Walton is $360,120 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.3% year-over-year.
How much have home prices changed in Walton?
Over the past year, home values in Walton have increased by 3.3%. Over five years, prices have risen approximately 28.5%.
How much do I need to earn to buy a home in Walton?
To comfortably afford the median home price of $360,120 with a 20% down payment ($72,024) at today's rates (6.8%), you'd need a gross annual income of approximately $95,400. This assumes keeping total housing costs at or below 30% of gross income.
How does Walton compare to the national average home price?
The national median home value is approximately $410,000. At $360,120, homes in Walton are 12% below the national average.
What metro area is Walton part of?
Walton is part of the Cincinnati, OH-KY-IN metropolitan area. Home prices and market conditions can vary across the broader metro region.