Market Overview
Home Prices in Wayland, KY
The median home value in Wayland, KY is $44,450 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 33.8% compared to a year ago and up 12.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Wayland are priced89% below average.
Over the past five years, Wayland home values have fallen by approximately17.5%, reflecting softening conditions in this market.
Price History
Wayland Home Price Trend
2020
$47,269
$47K
—
2021
$53,861
$54K
+13.9%
2022
$55,849
$56K
+3.7%
2023
$55,730
$56K
-0.2%
2024
$59,874
$60K
+7.4%
2025
$67,140
$67K
+12.1%
2026
$44,450
$44K
-33.8%
City Comparison
Wayland vs. National Median
🏠 Wayland
$44,450
National Median
$410,000
At $44,450, homes in Wayland cost 89% below the national median of $410,000. This makes Wayland a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Wayland?
20% Down Payment
$8,890
on $44,450
Monthly P&I
$232/mo
30-yr @ 6.8%
Total Monthly Est.
~$295/mo
incl. taxes & insurance
Income Needed
$11,800
gross annual (30% rule)
10% Down Option
$4,445
+ PMI applies
Loan Amount (20% dn)
$35,560
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Wayland, KY?
The median home value in Wayland is $44,450 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 33.8% year-over-year.
How much have home prices changed in Wayland?
Over the past year, home values in Wayland have decreased by 33.8%. Over five years, prices have fallen approximately 17.5%.
How much do I need to earn to buy a home in Wayland?
To comfortably afford the median home price of $44,450 with a 20% down payment ($8,890) at today's rates (6.8%), you'd need a gross annual income of approximately $11,800. This assumes keeping total housing costs at or below 30% of gross income.
How does Wayland compare to the national average home price?
The national median home value is approximately $410,000. At $44,450, homes in Wayland are 89% below the national average.