Market Overview
Home Prices in Westwood, KY
The median home value in Westwood, KY is $122,972 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 5% compared to a year ago and up 2.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Westwood are priced70% below average. Westwood is part of the Huntington-Ashland, WV-KY-OH metro area.
Over the past five years, Westwood home values have fallen by approximately9.9%, reflecting softening conditions in this market.
Price History
Westwood Home Price Trend
City Comparison
Westwood vs. National Median
At $122,972, homes in Westwood cost 70% below the national median of $410,000. This makes Westwood a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Westwood?
20% Down Payment
$24,594
on $122,972
Monthly P&I
$641/mo
30-yr @ 6.8%
Total Monthly Est.
~$814/mo
incl. taxes & insurance
Income Needed
$32,560
gross annual (30% rule)
10% Down Option
$12,297
+ PMI applies
Loan Amount (20% dn)
$98,378
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Westwood, KY?
The median home value in Westwood is $122,972 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 5% year-over-year.
How much have home prices changed in Westwood?
Over the past year, home values in Westwood have decreased by 5%. Over five years, prices have fallen approximately 9.9%.
How much do I need to earn to buy a home in Westwood?
To comfortably afford the median home price of $122,972 with a 20% down payment ($24,594) at today's rates (6.8%), you'd need a gross annual income of approximately $32,560. This assumes keeping total housing costs at or below 30% of gross income.
How does Westwood compare to the national average home price?
The national median home value is approximately $410,000. At $122,972, homes in Westwood are 70% below the national average.
What metro area is Westwood part of?
Westwood is part of the Huntington-Ashland, WV-KY-OH metropolitan area. Home prices and market conditions can vary across the broader metro region.