Market Overview
Home Prices in Wilder, KY
The median home value in Wilder, KY is $216,197 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.5% compared to a year ago and up 0.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Wilder are priced47% below average. Wilder is part of the Cincinnati, OH-KY-IN metro area.
Over the past five years, Wilder home values have risen by approximately29.7%, reflecting strong long-term appreciation in this market.
Price History
Wilder Home Price Trend
City Comparison
Wilder vs. National Median
At $216,197, homes in Wilder cost 47% below the national median of $410,000. This makes Wilder a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Wilder?
20% Down Payment
$43,239
on $216,197
Monthly P&I
$1,128/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,433/mo
incl. taxes & insurance
Income Needed
$57,320
gross annual (30% rule)
10% Down Option
$21,620
+ PMI applies
Loan Amount (20% dn)
$172,958
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Wilder, KY?
The median home value in Wilder is $216,197 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.5% year-over-year.
How much have home prices changed in Wilder?
Over the past year, home values in Wilder have increased by 2.5%. Over five years, prices have risen approximately 29.7%.
How much do I need to earn to buy a home in Wilder?
To comfortably afford the median home price of $216,197 with a 20% down payment ($43,239) at today's rates (6.8%), you'd need a gross annual income of approximately $57,320. This assumes keeping total housing costs at or below 30% of gross income.
How does Wilder compare to the national average home price?
The national median home value is approximately $410,000. At $216,197, homes in Wilder are 47% below the national average.
What metro area is Wilder part of?
Wilder is part of the Cincinnati, OH-KY-IN metropolitan area. Home prices and market conditions can vary across the broader metro region.