Market Overview
Home Prices in Williamsburg, KY
The median home value in Williamsburg, KY is $124,822 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 14.7% compared to a year ago and up 1.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Williamsburg are priced70% below average. Williamsburg is part of the London, KY metro area.
Over the past five years, Williamsburg home values have fallen by approximately13.3%, reflecting softening conditions in this market.
Price History
Williamsburg Home Price Trend
City Comparison
Williamsburg vs. National Median
At $124,822, homes in Williamsburg cost 70% below the national median of $410,000. This makes Williamsburg a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Williamsburg?
20% Down Payment
$24,964
on $124,822
Monthly P&I
$651/mo
30-yr @ 6.8%
Total Monthly Est.
~$827/mo
incl. taxes & insurance
Income Needed
$33,080
gross annual (30% rule)
10% Down Option
$12,482
+ PMI applies
Loan Amount (20% dn)
$99,858
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Williamsburg, KY?
The median home value in Williamsburg is $124,822 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 14.7% year-over-year.
How much have home prices changed in Williamsburg?
Over the past year, home values in Williamsburg have decreased by 14.7%. Over five years, prices have fallen approximately 13.3%.
How much do I need to earn to buy a home in Williamsburg?
To comfortably afford the median home price of $124,822 with a 20% down payment ($24,964) at today's rates (6.8%), you'd need a gross annual income of approximately $33,080. This assumes keeping total housing costs at or below 30% of gross income.
How does Williamsburg compare to the national average home price?
The national median home value is approximately $410,000. At $124,822, homes in Williamsburg are 70% below the national average.
What metro area is Williamsburg part of?
Williamsburg is part of the London, KY metropolitan area. Home prices and market conditions can vary across the broader metro region.