Market Overview
Home Prices in Wilmore, KY
The median home value in Wilmore, KY is $319,500 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.5% compared to a year ago and up 4.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Wilmore are priced22% below average. Wilmore is part of the Lexington-Fayette, KY metro area.
Over the past five years, Wilmore home values have risen by approximately36.9%, reflecting strong long-term appreciation in this market.
Price History
Wilmore Home Price Trend
City Comparison
Wilmore vs. National Median
At $319,500, homes in Wilmore cost 22% below the national median of $410,000. This makes Wilmore a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Wilmore?
20% Down Payment
$63,900
on $319,500
Monthly P&I
$1,666/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,116/mo
incl. taxes & insurance
Income Needed
$84,640
gross annual (30% rule)
10% Down Option
$31,950
+ PMI applies
Loan Amount (20% dn)
$255,600
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Wilmore, KY?
The median home value in Wilmore is $319,500 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.5% year-over-year.
How much have home prices changed in Wilmore?
Over the past year, home values in Wilmore have increased by 0.5%. Over five years, prices have risen approximately 36.9%.
How much do I need to earn to buy a home in Wilmore?
To comfortably afford the median home price of $319,500 with a 20% down payment ($63,900) at today's rates (6.8%), you'd need a gross annual income of approximately $84,640. This assumes keeping total housing costs at or below 30% of gross income.
How does Wilmore compare to the national average home price?
The national median home value is approximately $410,000. At $319,500, homes in Wilmore are 22% below the national average.
What metro area is Wilmore part of?
Wilmore is part of the Lexington-Fayette, KY metropolitan area. Home prices and market conditions can vary across the broader metro region.