Market Overview
Home Prices in Wittensville, KY
The median home value in Wittensville, KY is $132,187 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 13.2% compared to a year ago and up 8.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Wittensville are priced68% below average.
Over the past five years, Wittensville home values have risen by approximately25.6%, reflecting strong long-term appreciation in this market.
Price History
Wittensville Home Price Trend
2020
$89,511
$90K
—
2021
$105,257
$105K
+17.6%
2022
$119,707
$120K
+13.7%
2023
$131,858
$132K
+10.2%
2024
$140,487
$140K
+6.5%
2025
$152,348
$152K
+8.4%
2026
$132,187
$132K
-13.2%
City Comparison
Wittensville vs. National Median
🏠 Wittensville
$132,187
National Median
$410,000
At $132,187, homes in Wittensville cost 68% below the national median of $410,000. This makes Wittensville a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Wittensville?
20% Down Payment
$26,437
on $132,187
Monthly P&I
$689/mo
30-yr @ 6.8%
Total Monthly Est.
~$875/mo
incl. taxes & insurance
Income Needed
$35,000
gross annual (30% rule)
10% Down Option
$13,219
+ PMI applies
Loan Amount (20% dn)
$105,750
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Wittensville, KY?
The median home value in Wittensville is $132,187 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 13.2% year-over-year.
How much have home prices changed in Wittensville?
Over the past year, home values in Wittensville have decreased by 13.2%. Over five years, prices have risen approximately 25.6%.
How much do I need to earn to buy a home in Wittensville?
To comfortably afford the median home price of $132,187 with a 20% down payment ($26,437) at today's rates (6.8%), you'd need a gross annual income of approximately $35,000. This assumes keeping total housing costs at or below 30% of gross income.
How does Wittensville compare to the national average home price?
The national median home value is approximately $410,000. At $132,187, homes in Wittensville are 68% below the national average.