Market Overview
Home Prices in Worthville, KY
The median home value in Worthville, KY is $135,073 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 5% compared to a year ago and down 3.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in Worthville are priced67% below average.
Over the past five years, Worthville home values have fallen by approximately2.5%, reflecting softening conditions in this market.
Price History
Worthville Home Price Trend
2020
$110,290
$110K
—
2021
$138,514
$139K
+25.6%
2022
$148,672
$149K
+7.3%
2023
$150,893
$151K
+1.5%
2024
$147,957
$148K
-1.9%
2025
$142,242
$142K
-3.9%
2026
$135,073
$135K
-5.0%
City Comparison
Worthville vs. National Median
🏠 Worthville
$135,073
National Median
$410,000
At $135,073, homes in Worthville cost 67% below the national median of $410,000. This makes Worthville a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Worthville?
20% Down Payment
$27,015
on $135,073
Monthly P&I
$704/mo
30-yr @ 6.8%
Total Monthly Est.
~$894/mo
incl. taxes & insurance
Income Needed
$35,760
gross annual (30% rule)
10% Down Option
$13,507
+ PMI applies
Loan Amount (20% dn)
$108,058
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Worthville, KY?
The median home value in Worthville is $135,073 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 5% year-over-year.
How much have home prices changed in Worthville?
Over the past year, home values in Worthville have decreased by 5%. Over five years, prices have fallen approximately 2.5%.
How much do I need to earn to buy a home in Worthville?
To comfortably afford the median home price of $135,073 with a 20% down payment ($27,015) at today's rates (6.8%), you'd need a gross annual income of approximately $35,760. This assumes keeping total housing costs at or below 30% of gross income.
How does Worthville compare to the national average home price?
The national median home value is approximately $410,000. At $135,073, homes in Worthville are 67% below the national average.