Market Overview
Home Prices in Yosemite, KY
The median home value in Yosemite, KY is $159,467 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 4.8% compared to a year ago and up 4.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Yosemite are priced61% below average.
Over the past five years, Yosemite home values have risen by approximately28.6%, reflecting strong long-term appreciation in this market.
Price History
Yosemite Home Price Trend
2020
$107,733
$108K
—
2021
$124,031
$124K
+15.1%
2022
$145,631
$146K
+17.4%
2023
$149,667
$150K
+2.8%
2024
$160,597
$161K
+7.3%
2025
$167,547
$168K
+4.3%
2026
$159,467
$159K
-4.8%
City Comparison
Yosemite vs. National Median
🏠 Yosemite
$159,467
National Median
$410,000
At $159,467, homes in Yosemite cost 61% below the national median of $410,000. This makes Yosemite a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Yosemite?
20% Down Payment
$31,893
on $159,467
Monthly P&I
$832/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,057/mo
incl. taxes & insurance
Income Needed
$42,280
gross annual (30% rule)
10% Down Option
$15,947
+ PMI applies
Loan Amount (20% dn)
$127,574
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Yosemite, KY?
The median home value in Yosemite is $159,467 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 4.8% year-over-year.
How much have home prices changed in Yosemite?
Over the past year, home values in Yosemite have decreased by 4.8%. Over five years, prices have risen approximately 28.6%.
How much do I need to earn to buy a home in Yosemite?
To comfortably afford the median home price of $159,467 with a 20% down payment ($31,893) at today's rates (6.8%), you'd need a gross annual income of approximately $42,280. This assumes keeping total housing costs at or below 30% of gross income.
How does Yosemite compare to the national average home price?
The national median home value is approximately $410,000. At $159,467, homes in Yosemite are 61% below the national average.