📍 Ashfield, MA · Zillow ZHVI · July 2026

Average Home Price in
Ashfield, MA

Springfield, MA metro area · Franklin County County

Median Home Value
$437,937
↑ 0.6% year-over-year
vs. National Median
$410,000
Ashfield is 7% above
Est. Monthly Payment
$2,284/mo
20% down · 6.8% rate
Income Needed
$116K
gross annual (30% rule)
Median Home Value
$437,937
↑ 0.6% year-over-year

Down Payment (20%)$87,587
Monthly P&I$2,284/mo
With Taxes & Ins.~$2,901/mo
Income Needed$116,040/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Ashfield, MA

The median home value in Ashfield, MA is $437,937 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.6% compared to a year ago and up 5.6% from two years prior.

Compared to the U.S. national median of $410,000, homes in Ashfield are priced7% above average. Ashfield is part of the Springfield, MA metro area.

Over the past five years, Ashfield home values have risen by approximately28.8%, reflecting strong long-term appreciation in this market.

City Comparison

Ashfield vs. National Median

🏠 Ashfield
$437,937
National Median
$410,000

At $437,937, homes in Ashfield cost 7% above the national median of $410,000. Buyers in Ashfield should expect to pay a premium compared to most U.S. markets.

Affordability

What Does It Cost to Buy in Ashfield?

20% Down Payment
$87,587
on $437,937
Monthly P&I
$2,284/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,901/mo
incl. taxes & insurance
Income Needed
$116,040
gross annual (30% rule)
10% Down Option
$43,794
+ PMI applies
Loan Amount (20% dn)
$350,350
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Ashfield, MA?
The median home value in Ashfield is $437,937 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.6% year-over-year.
How much have home prices changed in Ashfield?
Over the past year, home values in Ashfield have increased by 0.6%. Over five years, prices have risen approximately 28.8%.
How much do I need to earn to buy a home in Ashfield?
To comfortably afford the median home price of $437,937 with a 20% down payment ($87,587) at today's rates (6.8%), you'd need a gross annual income of approximately $116,040. This assumes keeping total housing costs at or below 30% of gross income.
How does Ashfield compare to the national average home price?
The national median home value is approximately $410,000. At $437,937, homes in Ashfield are 7% above the national average.
What metro area is Ashfield part of?
Ashfield is part of the Springfield, MA metropolitan area. Home prices and market conditions can vary across the broader metro region.