Market Overview
Home Prices in Belchertown, MA
The median home value in Belchertown, MA is $483,178 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.2% compared to a year ago and up 3.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Belchertown are priced18% above average. Belchertown is part of the Springfield, MA metro area.
Over the past five years, Belchertown home values have risen by approximately31.9%, reflecting strong long-term appreciation in this market.
Price History
Belchertown Home Price Trend
City Comparison
Belchertown vs. National Median
At $483,178, homes in Belchertown cost 18% above the national median of $410,000. Buyers in Belchertown should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Belchertown?
20% Down Payment
$96,636
on $483,178
Monthly P&I
$2,520/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,200/mo
incl. taxes & insurance
Income Needed
$128,000
gross annual (30% rule)
10% Down Option
$48,318
+ PMI applies
Loan Amount (20% dn)
$386,542
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Belchertown, MA?
The median home value in Belchertown is $483,178 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.2% year-over-year.
How much have home prices changed in Belchertown?
Over the past year, home values in Belchertown have increased by 2.2%. Over five years, prices have risen approximately 31.9%.
How much do I need to earn to buy a home in Belchertown?
To comfortably afford the median home price of $483,178 with a 20% down payment ($96,636) at today's rates (6.8%), you'd need a gross annual income of approximately $128,000. This assumes keeping total housing costs at or below 30% of gross income.
How does Belchertown compare to the national average home price?
The national median home value is approximately $410,000. At $483,178, homes in Belchertown are 18% above the national average.
What metro area is Belchertown part of?
Belchertown is part of the Springfield, MA metropolitan area. Home prices and market conditions can vary across the broader metro region.