Market Overview
Home Prices in Bernardston, MA
The median home value in Bernardston, MA is $385,160 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.1% compared to a year ago and up 0.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Bernardston are priced6% below average. Bernardston is part of the Springfield, MA metro area.
Over the past five years, Bernardston home values have risen by approximately24.4%, reflecting strong long-term appreciation in this market.
Price History
Bernardston Home Price Trend
City Comparison
Bernardston vs. National Median
At $385,160, homes in Bernardston cost 6% below the national median of $410,000. This makes Bernardston a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Bernardston?
20% Down Payment
$77,032
on $385,160
Monthly P&I
$2,009/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,551/mo
incl. taxes & insurance
Income Needed
$102,040
gross annual (30% rule)
10% Down Option
$38,516
+ PMI applies
Loan Amount (20% dn)
$308,128
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Bernardston, MA?
The median home value in Bernardston is $385,160 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.1% year-over-year.
How much have home prices changed in Bernardston?
Over the past year, home values in Bernardston have increased by 0.1%. Over five years, prices have risen approximately 24.4%.
How much do I need to earn to buy a home in Bernardston?
To comfortably afford the median home price of $385,160 with a 20% down payment ($77,032) at today's rates (6.8%), you'd need a gross annual income of approximately $102,040. This assumes keeping total housing costs at or below 30% of gross income.
How does Bernardston compare to the national average home price?
The national median home value is approximately $410,000. At $385,160, homes in Bernardston are 6% below the national average.
What metro area is Bernardston part of?
Bernardston is part of the Springfield, MA metropolitan area. Home prices and market conditions can vary across the broader metro region.