Market Overview
Home Prices in Billerica, MA
The median home value in Billerica, MA is $716,641 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.1% compared to a year ago and up 1.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Billerica are priced75% above average. Billerica is part of the Boston-Cambridge-Newton, MA-NH metro area.
Over the past five years, Billerica home values have risen by approximately24.6%, reflecting strong long-term appreciation in this market.
Price History
Billerica Home Price Trend
City Comparison
Billerica vs. National Median
At $716,641, homes in Billerica cost 75% above the national median of $410,000. Buyers in Billerica should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Billerica?
20% Down Payment
$143,328
on $716,641
Monthly P&I
$3,738/mo
30-yr @ 6.8%
Total Monthly Est.
~$4,747/mo
incl. taxes & insurance
Income Needed
$189,880
gross annual (30% rule)
10% Down Option
$71,664
+ PMI applies
Loan Amount (20% dn)
$573,313
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Billerica, MA?
The median home value in Billerica is $716,641 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.1% year-over-year.
How much have home prices changed in Billerica?
Over the past year, home values in Billerica have increased by 2.1%. Over five years, prices have risen approximately 24.6%.
How much do I need to earn to buy a home in Billerica?
To comfortably afford the median home price of $716,641 with a 20% down payment ($143,328) at today's rates (6.8%), you'd need a gross annual income of approximately $189,880. This assumes keeping total housing costs at or below 30% of gross income.
How does Billerica compare to the national average home price?
The national median home value is approximately $410,000. At $716,641, homes in Billerica are 75% above the national average.
What metro area is Billerica part of?
Billerica is part of the Boston-Cambridge-Newton, MA-NH metropolitan area. Home prices and market conditions can vary across the broader metro region.