Market Overview
Home Prices in Dracut, MA
The median home value in Dracut, MA is $584,581 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.4% compared to a year ago and up 2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Dracut are priced43% above average. Dracut is part of the Boston-Cambridge-Newton, MA-NH metro area.
Over the past five years, Dracut home values have risen by approximately25.0%, reflecting strong long-term appreciation in this market.
Price History
Dracut Home Price Trend
City Comparison
Dracut vs. National Median
At $584,581, homes in Dracut cost 43% above the national median of $410,000. Buyers in Dracut should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Dracut?
20% Down Payment
$116,916
on $584,581
Monthly P&I
$3,049/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,872/mo
incl. taxes & insurance
Income Needed
$154,880
gross annual (30% rule)
10% Down Option
$58,458
+ PMI applies
Loan Amount (20% dn)
$467,665
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Dracut, MA?
The median home value in Dracut is $584,581 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.4% year-over-year.
How much have home prices changed in Dracut?
Over the past year, home values in Dracut have increased by 0.4%. Over five years, prices have risen approximately 25.0%.
How much do I need to earn to buy a home in Dracut?
To comfortably afford the median home price of $584,581 with a 20% down payment ($116,916) at today's rates (6.8%), you'd need a gross annual income of approximately $154,880. This assumes keeping total housing costs at or below 30% of gross income.
How does Dracut compare to the national average home price?
The national median home value is approximately $410,000. At $584,581, homes in Dracut are 43% above the national average.
What metro area is Dracut part of?
Dracut is part of the Boston-Cambridge-Newton, MA-NH metropolitan area. Home prices and market conditions can vary across the broader metro region.