📍 Falmouth, MA · Zillow ZHVI · July 2026

Average Home Price in
Falmouth, MA

Barnstable Town, MA metro area · Barnstable County County

Median Home Value
$868,321
↑ 1.4% year-over-year
vs. National Median
$410,000
Falmouth is 112% above
Est. Monthly Payment
$4,529/mo
20% down · 6.8% rate
Income Needed
$230K
gross annual (30% rule)
Median Home Value
$868,321
↑ 1.4% year-over-year

Down Payment (20%)$173,664
Monthly P&I$4,529/mo
With Taxes & Ins.~$5,752/mo
Income Needed$230,080/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Falmouth, MA

The median home value in Falmouth, MA is $868,321 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.4% compared to a year ago and up 0.9% from two years prior.

Compared to the U.S. national median of $410,000, homes in Falmouth are priced112% above average. Falmouth is part of the Barnstable Town, MA metro area.

Over the past five years, Falmouth home values have risen by approximately32.2%, reflecting strong long-term appreciation in this market.

City Comparison

Falmouth vs. National Median

🏠 Falmouth
$868,321
National Median
$410,000

At $868,321, homes in Falmouth cost 112% above the national median of $410,000. Buyers in Falmouth should expect to pay a premium compared to most U.S. markets.

Affordability

What Does It Cost to Buy in Falmouth?

20% Down Payment
$173,664
on $868,321
Monthly P&I
$4,529/mo
30-yr @ 6.8%
Total Monthly Est.
~$5,752/mo
incl. taxes & insurance
Income Needed
$230,080
gross annual (30% rule)
10% Down Option
$86,832
+ PMI applies
Loan Amount (20% dn)
$694,657
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Falmouth, MA?
The median home value in Falmouth is $868,321 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.4% year-over-year.
How much have home prices changed in Falmouth?
Over the past year, home values in Falmouth have increased by 1.4%. Over five years, prices have risen approximately 32.2%.
How much do I need to earn to buy a home in Falmouth?
To comfortably afford the median home price of $868,321 with a 20% down payment ($173,664) at today's rates (6.8%), you'd need a gross annual income of approximately $230,080. This assumes keeping total housing costs at or below 30% of gross income.
How does Falmouth compare to the national average home price?
The national median home value is approximately $410,000. At $868,321, homes in Falmouth are 112% above the national average.
What metro area is Falmouth part of?
Falmouth is part of the Barnstable Town, MA metropolitan area. Home prices and market conditions can vary across the broader metro region.