📍 Fitchburg, MA · Zillow ZHVI · July 2026

Average Home Price in
Fitchburg, MA

Worcester, MA-CT metro area · Worcester County County

Median Home Value
$409,830
↑ 1.8% year-over-year
vs. National Median
$410,000
Fitchburg is 0% below
Est. Monthly Payment
$2,137/mo
20% down · 6.8% rate
Income Needed
$109K
gross annual (30% rule)
Median Home Value
$409,830
↑ 1.8% year-over-year

Down Payment (20%)$81,966
Monthly P&I$2,137/mo
With Taxes & Ins.~$2,714/mo
Income Needed$108,560/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Fitchburg, MA

The median home value in Fitchburg, MA is $409,830 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.8% compared to a year ago and up 2.9% from two years prior.

Compared to the U.S. national median of $410,000, homes in Fitchburg are priced0% below average. Fitchburg is part of the Worcester, MA-CT metro area.

Over the past five years, Fitchburg home values have risen by approximately36.2%, reflecting strong long-term appreciation in this market.

City Comparison

Fitchburg vs. National Median

🏠 Fitchburg
$409,830
National Median
$410,000

At $409,830, homes in Fitchburg cost 0% below the national median of $410,000. This makes Fitchburg a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Fitchburg?

20% Down Payment
$81,966
on $409,830
Monthly P&I
$2,137/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,714/mo
incl. taxes & insurance
Income Needed
$108,560
gross annual (30% rule)
10% Down Option
$40,983
+ PMI applies
Loan Amount (20% dn)
$327,864
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Fitchburg, MA?
The median home value in Fitchburg is $409,830 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.8% year-over-year.
How much have home prices changed in Fitchburg?
Over the past year, home values in Fitchburg have increased by 1.8%. Over five years, prices have risen approximately 36.2%.
How much do I need to earn to buy a home in Fitchburg?
To comfortably afford the median home price of $409,830 with a 20% down payment ($81,966) at today's rates (6.8%), you'd need a gross annual income of approximately $108,560. This assumes keeping total housing costs at or below 30% of gross income.
How does Fitchburg compare to the national average home price?
The national median home value is approximately $410,000. At $409,830, homes in Fitchburg are 0% below the national average.
What metro area is Fitchburg part of?
Fitchburg is part of the Worcester, MA-CT metropolitan area. Home prices and market conditions can vary across the broader metro region.