Market Overview
Home Prices in Hardwick, MA
The median home value in Hardwick, MA is $431,584 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.8% compared to a year ago and up 1.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Hardwick are priced5% above average. Hardwick is part of the Worcester, MA-CT metro area.
Over the past five years, Hardwick home values have risen by approximately26.6%, reflecting strong long-term appreciation in this market.
Price History
Hardwick Home Price Trend
City Comparison
Hardwick vs. National Median
At $431,584, homes in Hardwick cost 5% above the national median of $410,000. Buyers in Hardwick should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Hardwick?
20% Down Payment
$86,317
on $431,584
Monthly P&I
$2,251/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,859/mo
incl. taxes & insurance
Income Needed
$114,360
gross annual (30% rule)
10% Down Option
$43,158
+ PMI applies
Loan Amount (20% dn)
$345,267
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Hardwick, MA?
The median home value in Hardwick is $431,584 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.8% year-over-year.
How much have home prices changed in Hardwick?
Over the past year, home values in Hardwick have increased by 2.8%. Over five years, prices have risen approximately 26.6%.
How much do I need to earn to buy a home in Hardwick?
To comfortably afford the median home price of $431,584 with a 20% down payment ($86,317) at today's rates (6.8%), you'd need a gross annual income of approximately $114,360. This assumes keeping total housing costs at or below 30% of gross income.
How does Hardwick compare to the national average home price?
The national median home value is approximately $410,000. At $431,584, homes in Hardwick are 5% above the national average.
What metro area is Hardwick part of?
Hardwick is part of the Worcester, MA-CT metropolitan area. Home prices and market conditions can vary across the broader metro region.