Market Overview
Home Prices in Harwich, MA
The median home value in Harwich, MA is $773,128 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.2% compared to a year ago and up 2.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Harwich are priced89% above average. Harwich is part of the Barnstable Town, MA metro area.
Over the past five years, Harwich home values have risen by approximately36.3%, reflecting strong long-term appreciation in this market.
Price History
Harwich Home Price Trend
City Comparison
Harwich vs. National Median
At $773,128, homes in Harwich cost 89% above the national median of $410,000. Buyers in Harwich should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Harwich?
20% Down Payment
$154,626
on $773,128
Monthly P&I
$4,032/mo
30-yr @ 6.8%
Total Monthly Est.
~$5,121/mo
incl. taxes & insurance
Income Needed
$204,840
gross annual (30% rule)
10% Down Option
$77,313
+ PMI applies
Loan Amount (20% dn)
$618,502
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Harwich, MA?
The median home value in Harwich is $773,128 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.2% year-over-year.
How much have home prices changed in Harwich?
Over the past year, home values in Harwich have increased by 2.2%. Over five years, prices have risen approximately 36.3%.
How much do I need to earn to buy a home in Harwich?
To comfortably afford the median home price of $773,128 with a 20% down payment ($154,626) at today's rates (6.8%), you'd need a gross annual income of approximately $204,840. This assumes keeping total housing costs at or below 30% of gross income.
How does Harwich compare to the national average home price?
The national median home value is approximately $410,000. At $773,128, homes in Harwich are 89% above the national average.
What metro area is Harwich part of?
Harwich is part of the Barnstable Town, MA metropolitan area. Home prices and market conditions can vary across the broader metro region.