Market Overview
Home Prices in Haverhill, MA
The median home value in Haverhill, MA is $558,210 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.1% compared to a year ago and up 3.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in Haverhill are priced36% above average. Haverhill is part of the Boston-Cambridge-Newton, MA-NH metro area.
Over the past five years, Haverhill home values have risen by approximately29.1%, reflecting strong long-term appreciation in this market.
Price History
Haverhill Home Price Trend
City Comparison
Haverhill vs. National Median
At $558,210, homes in Haverhill cost 36% above the national median of $410,000. Buyers in Haverhill should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Haverhill?
20% Down Payment
$111,642
on $558,210
Monthly P&I
$2,911/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,697/mo
incl. taxes & insurance
Income Needed
$147,880
gross annual (30% rule)
10% Down Option
$55,821
+ PMI applies
Loan Amount (20% dn)
$446,568
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Haverhill, MA?
The median home value in Haverhill is $558,210 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.1% year-over-year.
How much have home prices changed in Haverhill?
Over the past year, home values in Haverhill have increased by 2.1%. Over five years, prices have risen approximately 29.1%.
How much do I need to earn to buy a home in Haverhill?
To comfortably afford the median home price of $558,210 with a 20% down payment ($111,642) at today's rates (6.8%), you'd need a gross annual income of approximately $147,880. This assumes keeping total housing costs at or below 30% of gross income.
How does Haverhill compare to the national average home price?
The national median home value is approximately $410,000. At $558,210, homes in Haverhill are 36% above the national average.
What metro area is Haverhill part of?
Haverhill is part of the Boston-Cambridge-Newton, MA-NH metropolitan area. Home prices and market conditions can vary across the broader metro region.