Market Overview
Home Prices in Holyoke, MA
The median home value in Holyoke, MA is $337,618 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.9% compared to a year ago and up 2.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in Holyoke are priced18% below average. Holyoke is part of the Springfield, MA metro area.
Over the past five years, Holyoke home values have risen by approximately27.5%, reflecting strong long-term appreciation in this market.
Price History
Holyoke Home Price Trend
City Comparison
Holyoke vs. National Median
At $337,618, homes in Holyoke cost 18% below the national median of $410,000. This makes Holyoke a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Holyoke?
20% Down Payment
$67,524
on $337,618
Monthly P&I
$1,761/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,236/mo
incl. taxes & insurance
Income Needed
$89,440
gross annual (30% rule)
10% Down Option
$33,762
+ PMI applies
Loan Amount (20% dn)
$270,094
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Holyoke, MA?
The median home value in Holyoke is $337,618 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.9% year-over-year.
How much have home prices changed in Holyoke?
Over the past year, home values in Holyoke have increased by 3.9%. Over five years, prices have risen approximately 27.5%.
How much do I need to earn to buy a home in Holyoke?
To comfortably afford the median home price of $337,618 with a 20% down payment ($67,524) at today's rates (6.8%), you'd need a gross annual income of approximately $89,440. This assumes keeping total housing costs at or below 30% of gross income.
How does Holyoke compare to the national average home price?
The national median home value is approximately $410,000. At $337,618, homes in Holyoke are 18% below the national average.
What metro area is Holyoke part of?
Holyoke is part of the Springfield, MA metropolitan area. Home prices and market conditions can vary across the broader metro region.