Market Overview
Home Prices in Ipswich, MA
The median home value in Ipswich, MA is $867,047 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.4% compared to a year ago and up 2.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Ipswich are priced111% above average. Ipswich is part of the Boston-Cambridge-Newton, MA-NH metro area.
Over the past five years, Ipswich home values have risen by approximately26.9%, reflecting strong long-term appreciation in this market.
Price History
Ipswich Home Price Trend
City Comparison
Ipswich vs. National Median
At $867,047, homes in Ipswich cost 111% above the national median of $410,000. Buyers in Ipswich should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Ipswich?
20% Down Payment
$173,409
on $867,047
Monthly P&I
$4,522/mo
30-yr @ 6.8%
Total Monthly Est.
~$5,743/mo
incl. taxes & insurance
Income Needed
$229,720
gross annual (30% rule)
10% Down Option
$86,705
+ PMI applies
Loan Amount (20% dn)
$693,638
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Ipswich, MA?
The median home value in Ipswich is $867,047 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.4% year-over-year.
How much have home prices changed in Ipswich?
Over the past year, home values in Ipswich have increased by 1.4%. Over five years, prices have risen approximately 26.9%.
How much do I need to earn to buy a home in Ipswich?
To comfortably afford the median home price of $867,047 with a 20% down payment ($173,409) at today's rates (6.8%), you'd need a gross annual income of approximately $229,720. This assumes keeping total housing costs at or below 30% of gross income.
How does Ipswich compare to the national average home price?
The national median home value is approximately $410,000. At $867,047, homes in Ipswich are 111% above the national average.
What metro area is Ipswich part of?
Ipswich is part of the Boston-Cambridge-Newton, MA-NH metropolitan area. Home prices and market conditions can vary across the broader metro region.