📍 Manchester, MA · Zillow ZHVI · July 2026

Average Home Price in
Manchester, MA

Boston-Cambridge-Newton, MA-NH metro area · Essex County County

Median Home Value
$1,398,745
↑ 4.5% year-over-year
vs. National Median
$410,000
Manchester is 241% above
Est. Monthly Payment
$7,295/mo
20% down · 6.8% rate
Income Needed
$371K
gross annual (30% rule)
Median Home Value
$1,398,745
↑ 4.5% year-over-year

Down Payment (20%)$279,749
Monthly P&I$7,295/mo
With Taxes & Ins.~$9,265/mo
Income Needed$370,600/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Manchester, MA

The median home value in Manchester, MA is $1,398,745 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.5% compared to a year ago and up 3% from two years prior.

Compared to the U.S. national median of $410,000, homes in Manchester are priced241% above average. Manchester is part of the Boston-Cambridge-Newton, MA-NH metro area.

Over the past five years, Manchester home values have risen by approximately37.8%, reflecting strong long-term appreciation in this market.

City Comparison

Manchester vs. National Median

🏠 Manchester
$1,398,745
National Median
$410,000

At $1,398,745, homes in Manchester cost 241% above the national median of $410,000. Buyers in Manchester should expect to pay a premium compared to most U.S. markets.

Affordability

What Does It Cost to Buy in Manchester?

20% Down Payment
$279,749
on $1,398,745
Monthly P&I
$7,295/mo
30-yr @ 6.8%
Total Monthly Est.
~$9,265/mo
incl. taxes & insurance
Income Needed
$370,600
gross annual (30% rule)
10% Down Option
$139,875
+ PMI applies
Loan Amount (20% dn)
$1,118,996
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Manchester, MA?
The median home value in Manchester is $1,398,745 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.5% year-over-year.
How much have home prices changed in Manchester?
Over the past year, home values in Manchester have increased by 4.5%. Over five years, prices have risen approximately 37.8%.
How much do I need to earn to buy a home in Manchester?
To comfortably afford the median home price of $1,398,745 with a 20% down payment ($279,749) at today's rates (6.8%), you'd need a gross annual income of approximately $370,600. This assumes keeping total housing costs at or below 30% of gross income.
How does Manchester compare to the national average home price?
The national median home value is approximately $410,000. At $1,398,745, homes in Manchester are 241% above the national average.
What metro area is Manchester part of?
Manchester is part of the Boston-Cambridge-Newton, MA-NH metropolitan area. Home prices and market conditions can vary across the broader metro region.