📍 Northfield, MA · Zillow ZHVI · July 2026

Average Home Price in
Northfield, MA

Springfield, MA metro area · Franklin County County

Median Home Value
$381,559
↑ 0% year-over-year
vs. National Median
$410,000
Northfield is 7% below
Est. Monthly Payment
$1,990/mo
20% down · 6.8% rate
Income Needed
$101K
gross annual (30% rule)
Median Home Value
$381,559
↑ 0% year-over-year

Down Payment (20%)$76,312
Monthly P&I$1,990/mo
With Taxes & Ins.~$2,527/mo
Income Needed$101,080/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Northfield, MA

The median home value in Northfield, MA is $381,559 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0% compared to a year ago and up 2.4% from two years prior.

Compared to the U.S. national median of $410,000, homes in Northfield are priced7% below average. Northfield is part of the Springfield, MA metro area.

Over the past five years, Northfield home values have risen by approximately27.3%, reflecting strong long-term appreciation in this market.

City Comparison

Northfield vs. National Median

🏠 Northfield
$381,559
National Median
$410,000

At $381,559, homes in Northfield cost 7% below the national median of $410,000. This makes Northfield a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Northfield?

20% Down Payment
$76,312
on $381,559
Monthly P&I
$1,990/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,527/mo
incl. taxes & insurance
Income Needed
$101,080
gross annual (30% rule)
10% Down Option
$38,156
+ PMI applies
Loan Amount (20% dn)
$305,247
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Northfield, MA?
The median home value in Northfield is $381,559 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0% year-over-year.
How much have home prices changed in Northfield?
Over the past year, home values in Northfield have increased by 0%. Over five years, prices have risen approximately 27.3%.
How much do I need to earn to buy a home in Northfield?
To comfortably afford the median home price of $381,559 with a 20% down payment ($76,312) at today's rates (6.8%), you'd need a gross annual income of approximately $101,080. This assumes keeping total housing costs at or below 30% of gross income.
How does Northfield compare to the national average home price?
The national median home value is approximately $410,000. At $381,559, homes in Northfield are 7% below the national average.
What metro area is Northfield part of?
Northfield is part of the Springfield, MA metropolitan area. Home prices and market conditions can vary across the broader metro region.