📍 Pepperell, MA · Zillow ZHVI · July 2026

Average Home Price in
Pepperell, MA

Boston-Cambridge-Newton, MA-NH metro area · Middlesex County County

Median Home Value
$613,535
↑ 2.2% year-over-year
vs. National Median
$410,000
Pepperell is 50% above
Est. Monthly Payment
$3,200/mo
20% down · 6.8% rate
Income Needed
$163K
gross annual (30% rule)
Median Home Value
$613,535
↑ 2.2% year-over-year

Down Payment (20%)$122,707
Monthly P&I$3,200/mo
With Taxes & Ins.~$4,064/mo
Income Needed$162,560/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Pepperell, MA

The median home value in Pepperell, MA is $613,535 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.2% compared to a year ago and up 2.4% from two years prior.

Compared to the U.S. national median of $410,000, homes in Pepperell are priced50% above average. Pepperell is part of the Boston-Cambridge-Newton, MA-NH metro area.

Over the past five years, Pepperell home values have risen by approximately28.0%, reflecting strong long-term appreciation in this market.

City Comparison

Pepperell vs. National Median

🏠 Pepperell
$613,535
National Median
$410,000

At $613,535, homes in Pepperell cost 50% above the national median of $410,000. Buyers in Pepperell should expect to pay a premium compared to most U.S. markets.

Affordability

What Does It Cost to Buy in Pepperell?

20% Down Payment
$122,707
on $613,535
Monthly P&I
$3,200/mo
30-yr @ 6.8%
Total Monthly Est.
~$4,064/mo
incl. taxes & insurance
Income Needed
$162,560
gross annual (30% rule)
10% Down Option
$61,354
+ PMI applies
Loan Amount (20% dn)
$490,828
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Pepperell, MA?
The median home value in Pepperell is $613,535 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.2% year-over-year.
How much have home prices changed in Pepperell?
Over the past year, home values in Pepperell have increased by 2.2%. Over five years, prices have risen approximately 28.0%.
How much do I need to earn to buy a home in Pepperell?
To comfortably afford the median home price of $613,535 with a 20% down payment ($122,707) at today's rates (6.8%), you'd need a gross annual income of approximately $162,560. This assumes keeping total housing costs at or below 30% of gross income.
How does Pepperell compare to the national average home price?
The national median home value is approximately $410,000. At $613,535, homes in Pepperell are 50% above the national average.
What metro area is Pepperell part of?
Pepperell is part of the Boston-Cambridge-Newton, MA-NH metropolitan area. Home prices and market conditions can vary across the broader metro region.