Market Overview
Home Prices in Plainfield, MA
The median home value in Plainfield, MA is $337,737 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.4% compared to a year ago and down 0.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Plainfield are priced18% below average. Plainfield is part of the Springfield, MA metro area.
Over the past five years, Plainfield home values have risen by approximately12.4%, reflecting steady appreciation in this market.
Price History
Plainfield Home Price Trend
City Comparison
Plainfield vs. National Median
At $337,737, homes in Plainfield cost 18% below the national median of $410,000. This makes Plainfield a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Plainfield?
20% Down Payment
$67,547
on $337,737
Monthly P&I
$1,761/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,236/mo
incl. taxes & insurance
Income Needed
$89,440
gross annual (30% rule)
10% Down Option
$33,774
+ PMI applies
Loan Amount (20% dn)
$270,190
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Plainfield, MA?
The median home value in Plainfield is $337,737 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.4% year-over-year.
How much have home prices changed in Plainfield?
Over the past year, home values in Plainfield have increased by 3.4%. Over five years, prices have risen approximately 12.4%.
How much do I need to earn to buy a home in Plainfield?
To comfortably afford the median home price of $337,737 with a 20% down payment ($67,547) at today's rates (6.8%), you'd need a gross annual income of approximately $89,440. This assumes keeping total housing costs at or below 30% of gross income.
How does Plainfield compare to the national average home price?
The national median home value is approximately $410,000. At $337,737, homes in Plainfield are 18% below the national average.
What metro area is Plainfield part of?
Plainfield is part of the Springfield, MA metropolitan area. Home prices and market conditions can vary across the broader metro region.