Market Overview
Home Prices in Saugus, MA
The median home value in Saugus, MA is $703,717 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.8% compared to a year ago and up 2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Saugus are priced72% above average. Saugus is part of the Boston-Cambridge-Newton, MA-NH metro area.
Over the past five years, Saugus home values have risen by approximately18.6%, reflecting steady appreciation in this market.
Price History
Saugus Home Price Trend
City Comparison
Saugus vs. National Median
At $703,717, homes in Saugus cost 72% above the national median of $410,000. Buyers in Saugus should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Saugus?
20% Down Payment
$140,743
on $703,717
Monthly P&I
$3,670/mo
30-yr @ 6.8%
Total Monthly Est.
~$4,661/mo
incl. taxes & insurance
Income Needed
$186,440
gross annual (30% rule)
10% Down Option
$70,372
+ PMI applies
Loan Amount (20% dn)
$562,974
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Saugus, MA?
The median home value in Saugus is $703,717 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.8% year-over-year.
How much have home prices changed in Saugus?
Over the past year, home values in Saugus have increased by 0.8%. Over five years, prices have risen approximately 18.6%.
How much do I need to earn to buy a home in Saugus?
To comfortably afford the median home price of $703,717 with a 20% down payment ($140,743) at today's rates (6.8%), you'd need a gross annual income of approximately $186,440. This assumes keeping total housing costs at or below 30% of gross income.
How does Saugus compare to the national average home price?
The national median home value is approximately $410,000. At $703,717, homes in Saugus are 72% above the national average.
What metro area is Saugus part of?
Saugus is part of the Boston-Cambridge-Newton, MA-NH metropolitan area. Home prices and market conditions can vary across the broader metro region.