📍 Shirley, MA · Zillow ZHVI · July 2026

Average Home Price in
Shirley, MA

Boston-Cambridge-Newton, MA-NH metro area · Middlesex County County

Median Home Value
$568,185
↑ 2.3% year-over-year
vs. National Median
$410,000
Shirley is 39% above
Est. Monthly Payment
$2,963/mo
20% down · 6.8% rate
Income Needed
$151K
gross annual (30% rule)
Median Home Value
$568,185
↑ 2.3% year-over-year

Down Payment (20%)$113,637
Monthly P&I$2,963/mo
With Taxes & Ins.~$3,763/mo
Income Needed$150,520/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Shirley, MA

The median home value in Shirley, MA is $568,185 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.3% compared to a year ago and up 2.8% from two years prior.

Compared to the U.S. national median of $410,000, homes in Shirley are priced39% above average. Shirley is part of the Boston-Cambridge-Newton, MA-NH metro area.

Over the past five years, Shirley home values have risen by approximately27.3%, reflecting strong long-term appreciation in this market.

City Comparison

Shirley vs. National Median

🏠 Shirley
$568,185
National Median
$410,000

At $568,185, homes in Shirley cost 39% above the national median of $410,000. Buyers in Shirley should expect to pay a premium compared to most U.S. markets.

Affordability

What Does It Cost to Buy in Shirley?

20% Down Payment
$113,637
on $568,185
Monthly P&I
$2,963/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,763/mo
incl. taxes & insurance
Income Needed
$150,520
gross annual (30% rule)
10% Down Option
$56,819
+ PMI applies
Loan Amount (20% dn)
$454,548
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Shirley, MA?
The median home value in Shirley is $568,185 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.3% year-over-year.
How much have home prices changed in Shirley?
Over the past year, home values in Shirley have increased by 2.3%. Over five years, prices have risen approximately 27.3%.
How much do I need to earn to buy a home in Shirley?
To comfortably afford the median home price of $568,185 with a 20% down payment ($113,637) at today's rates (6.8%), you'd need a gross annual income of approximately $150,520. This assumes keeping total housing costs at or below 30% of gross income.
How does Shirley compare to the national average home price?
The national median home value is approximately $410,000. At $568,185, homes in Shirley are 39% above the national average.
What metro area is Shirley part of?
Shirley is part of the Boston-Cambridge-Newton, MA-NH metropolitan area. Home prices and market conditions can vary across the broader metro region.