Market Overview
Home Prices in Shutesbury, MA
The median home value in Shutesbury, MA is $451,809 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.5% compared to a year ago and up 3.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Shutesbury are priced10% above average. Shutesbury is part of the Springfield, MA metro area.
Over the past five years, Shutesbury home values have risen by approximately29.1%, reflecting strong long-term appreciation in this market.
Price History
Shutesbury Home Price Trend
City Comparison
Shutesbury vs. National Median
At $451,809, homes in Shutesbury cost 10% above the national median of $410,000. Buyers in Shutesbury should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Shutesbury?
20% Down Payment
$90,362
on $451,809
Monthly P&I
$2,356/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,992/mo
incl. taxes & insurance
Income Needed
$119,680
gross annual (30% rule)
10% Down Option
$45,181
+ PMI applies
Loan Amount (20% dn)
$361,447
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Shutesbury, MA?
The median home value in Shutesbury is $451,809 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.5% year-over-year.
How much have home prices changed in Shutesbury?
Over the past year, home values in Shutesbury have increased by 1.5%. Over five years, prices have risen approximately 29.1%.
How much do I need to earn to buy a home in Shutesbury?
To comfortably afford the median home price of $451,809 with a 20% down payment ($90,362) at today's rates (6.8%), you'd need a gross annual income of approximately $119,680. This assumes keeping total housing costs at or below 30% of gross income.
How does Shutesbury compare to the national average home price?
The national median home value is approximately $410,000. At $451,809, homes in Shutesbury are 10% above the national average.
What metro area is Shutesbury part of?
Shutesbury is part of the Springfield, MA metropolitan area. Home prices and market conditions can vary across the broader metro region.