📍 Southborough, MA · Zillow ZHVI · July 2026

Average Home Price in
Southborough, MA

Worcester, MA-CT metro area · Worcester County County

Median Home Value
$980,606
↑ 1.5% year-over-year
vs. National Median
$410,000
Southborough is 139% above
Est. Monthly Payment
$5,114/mo
20% down · 6.8% rate
Income Needed
$260K
gross annual (30% rule)
Median Home Value
$980,606
↑ 1.5% year-over-year

Down Payment (20%)$196,121
Monthly P&I$5,114/mo
With Taxes & Ins.~$6,495/mo
Income Needed$259,800/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Southborough, MA

The median home value in Southborough, MA is $980,606 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.5% compared to a year ago and up 2% from two years prior.

Compared to the U.S. national median of $410,000, homes in Southborough are priced139% above average. Southborough is part of the Worcester, MA-CT metro area.

Over the past five years, Southborough home values have risen by approximately34.0%, reflecting strong long-term appreciation in this market.

City Comparison

Southborough vs. National Median

🏠 Southborough
$980,606
National Median
$410,000

At $980,606, homes in Southborough cost 139% above the national median of $410,000. Buyers in Southborough should expect to pay a premium compared to most U.S. markets.

Affordability

What Does It Cost to Buy in Southborough?

20% Down Payment
$196,121
on $980,606
Monthly P&I
$5,114/mo
30-yr @ 6.8%
Total Monthly Est.
~$6,495/mo
incl. taxes & insurance
Income Needed
$259,800
gross annual (30% rule)
10% Down Option
$98,061
+ PMI applies
Loan Amount (20% dn)
$784,485
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Southborough, MA?
The median home value in Southborough is $980,606 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.5% year-over-year.
How much have home prices changed in Southborough?
Over the past year, home values in Southborough have increased by 1.5%. Over five years, prices have risen approximately 34.0%.
How much do I need to earn to buy a home in Southborough?
To comfortably afford the median home price of $980,606 with a 20% down payment ($196,121) at today's rates (6.8%), you'd need a gross annual income of approximately $259,800. This assumes keeping total housing costs at or below 30% of gross income.
How does Southborough compare to the national average home price?
The national median home value is approximately $410,000. At $980,606, homes in Southborough are 139% above the national average.
What metro area is Southborough part of?
Southborough is part of the Worcester, MA-CT metropolitan area. Home prices and market conditions can vary across the broader metro region.