Market Overview
Home Prices in Southwick, MA
The median home value in Southwick, MA is $421,780 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.7% compared to a year ago and up 3.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Southwick are priced3% above average. Southwick is part of the Springfield, MA metro area.
Over the past five years, Southwick home values have risen by approximately29.9%, reflecting strong long-term appreciation in this market.
Price History
Southwick Home Price Trend
City Comparison
Southwick vs. National Median
At $421,780, homes in Southwick cost 3% above the national median of $410,000. Buyers in Southwick should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Southwick?
20% Down Payment
$84,356
on $421,780
Monthly P&I
$2,200/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,794/mo
incl. taxes & insurance
Income Needed
$111,760
gross annual (30% rule)
10% Down Option
$42,178
+ PMI applies
Loan Amount (20% dn)
$337,424
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Southwick, MA?
The median home value in Southwick is $421,780 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.7% year-over-year.
How much have home prices changed in Southwick?
Over the past year, home values in Southwick have increased by 3.7%. Over five years, prices have risen approximately 29.9%.
How much do I need to earn to buy a home in Southwick?
To comfortably afford the median home price of $421,780 with a 20% down payment ($84,356) at today's rates (6.8%), you'd need a gross annual income of approximately $111,760. This assumes keeping total housing costs at or below 30% of gross income.
How does Southwick compare to the national average home price?
The national median home value is approximately $410,000. At $421,780, homes in Southwick are 3% above the national average.
What metro area is Southwick part of?
Southwick is part of the Springfield, MA metropolitan area. Home prices and market conditions can vary across the broader metro region.