Market Overview
Home Prices in Sunderland, MA
The median home value in Sunderland, MA is $498,992 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.1% compared to a year ago and up 2.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Sunderland are priced22% above average. Sunderland is part of the Springfield, MA metro area.
Over the past five years, Sunderland home values have risen by approximately29.5%, reflecting strong long-term appreciation in this market.
Price History
Sunderland Home Price Trend
City Comparison
Sunderland vs. National Median
At $498,992, homes in Sunderland cost 22% above the national median of $410,000. Buyers in Sunderland should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Sunderland?
20% Down Payment
$99,798
on $498,992
Monthly P&I
$2,602/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,305/mo
incl. taxes & insurance
Income Needed
$132,200
gross annual (30% rule)
10% Down Option
$49,899
+ PMI applies
Loan Amount (20% dn)
$399,194
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Sunderland, MA?
The median home value in Sunderland is $498,992 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.1% year-over-year.
How much have home prices changed in Sunderland?
Over the past year, home values in Sunderland have decreased by 0.1%. Over five years, prices have risen approximately 29.5%.
How much do I need to earn to buy a home in Sunderland?
To comfortably afford the median home price of $498,992 with a 20% down payment ($99,798) at today's rates (6.8%), you'd need a gross annual income of approximately $132,200. This assumes keeping total housing costs at or below 30% of gross income.
How does Sunderland compare to the national average home price?
The national median home value is approximately $410,000. At $498,992, homes in Sunderland are 22% above the national average.
What metro area is Sunderland part of?
Sunderland is part of the Springfield, MA metropolitan area. Home prices and market conditions can vary across the broader metro region.