Market Overview
Home Prices in Topsfield, MA
The median home value in Topsfield, MA is $993,383 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.8% compared to a year ago and up 2.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Topsfield are priced142% above average. Topsfield is part of the Boston-Cambridge-Newton, MA-NH metro area.
Over the past five years, Topsfield home values have risen by approximately27.3%, reflecting strong long-term appreciation in this market.
Price History
Topsfield Home Price Trend
City Comparison
Topsfield vs. National Median
At $993,383, homes in Topsfield cost 142% above the national median of $410,000. Buyers in Topsfield should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Topsfield?
20% Down Payment
$198,677
on $993,383
Monthly P&I
$5,181/mo
30-yr @ 6.8%
Total Monthly Est.
~$6,580/mo
incl. taxes & insurance
Income Needed
$263,200
gross annual (30% rule)
10% Down Option
$99,338
+ PMI applies
Loan Amount (20% dn)
$794,706
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Topsfield, MA?
The median home value in Topsfield is $993,383 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.8% year-over-year.
How much have home prices changed in Topsfield?
Over the past year, home values in Topsfield have increased by 1.8%. Over five years, prices have risen approximately 27.3%.
How much do I need to earn to buy a home in Topsfield?
To comfortably afford the median home price of $993,383 with a 20% down payment ($198,677) at today's rates (6.8%), you'd need a gross annual income of approximately $263,200. This assumes keeping total housing costs at or below 30% of gross income.
How does Topsfield compare to the national average home price?
The national median home value is approximately $410,000. At $993,383, homes in Topsfield are 142% above the national average.
What metro area is Topsfield part of?
Topsfield is part of the Boston-Cambridge-Newton, MA-NH metropolitan area. Home prices and market conditions can vary across the broader metro region.