Market Overview
Home Prices in Truro, MA
The median home value in Truro, MA is $1,064,098 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 2.9% compared to a year ago and up 2.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Truro are priced160% above average. Truro is part of the Barnstable Town, MA metro area.
Over the past five years, Truro home values have risen by approximately32.3%, reflecting strong long-term appreciation in this market.
Price History
Truro Home Price Trend
City Comparison
Truro vs. National Median
At $1,064,098, homes in Truro cost 160% above the national median of $410,000. Buyers in Truro should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Truro?
20% Down Payment
$212,820
on $1,064,098
Monthly P&I
$5,550/mo
30-yr @ 6.8%
Total Monthly Est.
~$7,049/mo
incl. taxes & insurance
Income Needed
$281,960
gross annual (30% rule)
10% Down Option
$106,410
+ PMI applies
Loan Amount (20% dn)
$851,278
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Truro, MA?
The median home value in Truro is $1,064,098 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 2.9% year-over-year.
How much have home prices changed in Truro?
Over the past year, home values in Truro have decreased by 2.9%. Over five years, prices have risen approximately 32.3%.
How much do I need to earn to buy a home in Truro?
To comfortably afford the median home price of $1,064,098 with a 20% down payment ($212,820) at today's rates (6.8%), you'd need a gross annual income of approximately $281,960. This assumes keeping total housing costs at or below 30% of gross income.
How does Truro compare to the national average home price?
The national median home value is approximately $410,000. At $1,064,098, homes in Truro are 160% above the national average.
What metro area is Truro part of?
Truro is part of the Barnstable Town, MA metropolitan area. Home prices and market conditions can vary across the broader metro region.