Market Overview
Home Prices in Upton, MA
The median home value in Upton, MA is $725,271 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.7% compared to a year ago and up 2.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in Upton are priced77% above average. Upton is part of the Worcester, MA-CT metro area.
Over the past five years, Upton home values have risen by approximately27.3%, reflecting strong long-term appreciation in this market.
Price History
Upton Home Price Trend
City Comparison
Upton vs. National Median
At $725,271, homes in Upton cost 77% above the national median of $410,000. Buyers in Upton should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Upton?
20% Down Payment
$145,054
on $725,271
Monthly P&I
$3,783/mo
30-yr @ 6.8%
Total Monthly Est.
~$4,804/mo
incl. taxes & insurance
Income Needed
$192,160
gross annual (30% rule)
10% Down Option
$72,527
+ PMI applies
Loan Amount (20% dn)
$580,217
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Upton, MA?
The median home value in Upton is $725,271 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.7% year-over-year.
How much have home prices changed in Upton?
Over the past year, home values in Upton have increased by 0.7%. Over five years, prices have risen approximately 27.3%.
How much do I need to earn to buy a home in Upton?
To comfortably afford the median home price of $725,271 with a 20% down payment ($145,054) at today's rates (6.8%), you'd need a gross annual income of approximately $192,160. This assumes keeping total housing costs at or below 30% of gross income.
How does Upton compare to the national average home price?
The national median home value is approximately $410,000. At $725,271, homes in Upton are 77% above the national average.
What metro area is Upton part of?
Upton is part of the Worcester, MA-CT metropolitan area. Home prices and market conditions can vary across the broader metro region.