Market Overview
Home Prices in Waltham, MA
The median home value in Waltham, MA is $841,319 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1% compared to a year ago and up 0.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Waltham are priced105% above average. Waltham is part of the Boston-Cambridge-Newton, MA-NH metro area.
Over the past five years, Waltham home values have risen by approximately19.2%, reflecting steady appreciation in this market.
Price History
Waltham Home Price Trend
City Comparison
Waltham vs. National Median
At $841,319, homes in Waltham cost 105% above the national median of $410,000. Buyers in Waltham should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Waltham?
20% Down Payment
$168,264
on $841,319
Monthly P&I
$4,388/mo
30-yr @ 6.8%
Total Monthly Est.
~$5,573/mo
incl. taxes & insurance
Income Needed
$222,920
gross annual (30% rule)
10% Down Option
$84,132
+ PMI applies
Loan Amount (20% dn)
$673,055
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Waltham, MA?
The median home value in Waltham is $841,319 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1% year-over-year.
How much have home prices changed in Waltham?
Over the past year, home values in Waltham have increased by 1%. Over five years, prices have risen approximately 19.2%.
How much do I need to earn to buy a home in Waltham?
To comfortably afford the median home price of $841,319 with a 20% down payment ($168,264) at today's rates (6.8%), you'd need a gross annual income of approximately $222,920. This assumes keeping total housing costs at or below 30% of gross income.
How does Waltham compare to the national average home price?
The national median home value is approximately $410,000. At $841,319, homes in Waltham are 105% above the national average.
What metro area is Waltham part of?
Waltham is part of the Boston-Cambridge-Newton, MA-NH metropolitan area. Home prices and market conditions can vary across the broader metro region.