Market Overview
Home Prices in Cutler, ME
The median home value in Cutler, ME is $208,437 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.9% compared to a year ago and up 0.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Cutler are priced49% below average.
Over the past five years, Cutler home values have risen by approximately27.0%, reflecting strong long-term appreciation in this market.
Price History
Cutler Home Price Trend
2020
$134,584
$135K
—
2021
$164,102
$164K
+21.9%
2022
$194,898
$195K
+18.8%
2023
$200,374
$200K
+2.8%
2024
$204,961
$205K
+2.3%
2025
$206,603
$207K
+0.8%
2026
$208,437
$208K
+0.9%
City Comparison
Cutler vs. National Median
🏠 Cutler
$208,437
National Median
$410,000
At $208,437, homes in Cutler cost 49% below the national median of $410,000. This makes Cutler a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Cutler?
20% Down Payment
$41,687
on $208,437
Monthly P&I
$1,087/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,380/mo
incl. taxes & insurance
Income Needed
$55,200
gross annual (30% rule)
10% Down Option
$20,844
+ PMI applies
Loan Amount (20% dn)
$166,750
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Cutler, ME?
The median home value in Cutler is $208,437 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.9% year-over-year.
How much have home prices changed in Cutler?
Over the past year, home values in Cutler have increased by 0.9%. Over five years, prices have risen approximately 27.0%.
How much do I need to earn to buy a home in Cutler?
To comfortably afford the median home price of $208,437 with a 20% down payment ($41,687) at today's rates (6.8%), you'd need a gross annual income of approximately $55,200. This assumes keeping total housing costs at or below 30% of gross income.
How does Cutler compare to the national average home price?
The national median home value is approximately $410,000. At $208,437, homes in Cutler are 49% below the national average.