Market Overview
Home Prices in Deer Isle, ME
The median home value in Deer Isle, ME is $415,101 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.4% compared to a year ago and up 0.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Deer Isle are priced1% above average.
Over the past five years, Deer Isle home values have risen by approximately42.2%, reflecting strong long-term appreciation in this market.
Price History
Deer Isle Home Price Trend
2020
$245,651
$246K
—
2021
$291,985
$292K
+18.9%
2022
$378,947
$379K
+29.8%
2023
$401,470
$401K
+5.9%
2024
$407,099
$407K
+1.4%
2025
$409,336
$409K
+0.5%
2026
$415,101
$415K
+1.4%
City Comparison
Deer Isle vs. National Median
🏠 Deer Isle
$415,101
National Median
$410,000
At $415,101, homes in Deer Isle cost 1% above the national median of $410,000. Buyers in Deer Isle should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Deer Isle?
20% Down Payment
$83,020
on $415,101
Monthly P&I
$2,165/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,750/mo
incl. taxes & insurance
Income Needed
$110,000
gross annual (30% rule)
10% Down Option
$41,510
+ PMI applies
Loan Amount (20% dn)
$332,081
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Deer Isle, ME?
The median home value in Deer Isle is $415,101 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.4% year-over-year.
How much have home prices changed in Deer Isle?
Over the past year, home values in Deer Isle have increased by 1.4%. Over five years, prices have risen approximately 42.2%.
How much do I need to earn to buy a home in Deer Isle?
To comfortably afford the median home price of $415,101 with a 20% down payment ($83,020) at today's rates (6.8%), you'd need a gross annual income of approximately $110,000. This assumes keeping total housing costs at or below 30% of gross income.
How does Deer Isle compare to the national average home price?
The national median home value is approximately $410,000. At $415,101, homes in Deer Isle are 1% above the national average.