Market Overview
Home Prices in Ellsworth, ME
The median home value in Ellsworth, ME is $373,880 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.3% compared to a year ago and down 0.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Ellsworth are priced9% below average.
Over the past five years, Ellsworth home values have risen by approximately37.7%, reflecting strong long-term appreciation in this market.
Price History
Ellsworth Home Price Trend
2020
$224,424
$224K
—
2021
$271,499
$271K
+21.0%
2022
$323,293
$323K
+19.1%
2023
$343,870
$344K
+6.4%
2024
$367,284
$367K
+6.8%
2025
$365,442
$365K
-0.5%
2026
$373,880
$374K
+2.3%
City Comparison
Ellsworth vs. National Median
🏠 Ellsworth
$373,880
National Median
$410,000
At $373,880, homes in Ellsworth cost 9% below the national median of $410,000. This makes Ellsworth a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Ellsworth?
20% Down Payment
$74,776
on $373,880
Monthly P&I
$1,950/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,477/mo
incl. taxes & insurance
Income Needed
$99,080
gross annual (30% rule)
10% Down Option
$37,388
+ PMI applies
Loan Amount (20% dn)
$299,104
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Ellsworth, ME?
The median home value in Ellsworth is $373,880 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.3% year-over-year.
How much have home prices changed in Ellsworth?
Over the past year, home values in Ellsworth have increased by 2.3%. Over five years, prices have risen approximately 37.7%.
How much do I need to earn to buy a home in Ellsworth?
To comfortably afford the median home price of $373,880 with a 20% down payment ($74,776) at today's rates (6.8%), you'd need a gross annual income of approximately $99,080. This assumes keeping total housing costs at or below 30% of gross income.
How does Ellsworth compare to the national average home price?
The national median home value is approximately $410,000. At $373,880, homes in Ellsworth are 9% below the national average.