📍 Gouldsboro, ME · Zillow ZHVI · July 2026

Average Home Price in
Gouldsboro, ME

Hancock County County

Median Home Value
$417,323
↑ 3% year-over-year
vs. National Median
$410,000
Gouldsboro is 2% above
Est. Monthly Payment
$2,177/mo
20% down · 6.8% rate
Income Needed
$111K
gross annual (30% rule)
Median Home Value
$417,323
↑ 3% year-over-year

Down Payment (20%)$83,465
Monthly P&I$2,177/mo
With Taxes & Ins.~$2,765/mo
Income Needed$110,600/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Gouldsboro, ME

The median home value in Gouldsboro, ME is $417,323 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3% compared to a year ago and up 3.4% from two years prior.

Compared to the U.S. national median of $410,000, homes in Gouldsboro are priced2% above average.

Over the past five years, Gouldsboro home values have risen by approximately24.8%, reflecting strong long-term appreciation in this market.

City Comparison

Gouldsboro vs. National Median

🏠 Gouldsboro
$417,323
National Median
$410,000

At $417,323, homes in Gouldsboro cost 2% above the national median of $410,000. Buyers in Gouldsboro should expect to pay a premium compared to most U.S. markets.

Affordability

What Does It Cost to Buy in Gouldsboro?

20% Down Payment
$83,465
on $417,323
Monthly P&I
$2,177/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,765/mo
incl. taxes & insurance
Income Needed
$110,600
gross annual (30% rule)
10% Down Option
$41,732
+ PMI applies
Loan Amount (20% dn)
$333,858
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Gouldsboro, ME?
The median home value in Gouldsboro is $417,323 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3% year-over-year.
How much have home prices changed in Gouldsboro?
Over the past year, home values in Gouldsboro have increased by 3%. Over five years, prices have risen approximately 24.8%.
How much do I need to earn to buy a home in Gouldsboro?
To comfortably afford the median home price of $417,323 with a 20% down payment ($83,465) at today's rates (6.8%), you'd need a gross annual income of approximately $110,600. This assumes keeping total housing costs at or below 30% of gross income.
How does Gouldsboro compare to the national average home price?
The national median home value is approximately $410,000. At $417,323, homes in Gouldsboro are 2% above the national average.