Market Overview
Home Prices in Houlton, ME
The median home value in Houlton, ME is $161,868 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.1% compared to a year ago and down 1.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Houlton are priced61% below average.
Over the past five years, Houlton home values have risen by approximately42.0%, reflecting strong long-term appreciation in this market.
Price History
Houlton Home Price Trend
2020
$92,470
$92K
—
2021
$113,996
$114K
+23.3%
2022
$142,557
$143K
+25.1%
2023
$154,217
$154K
+8.2%
2024
$160,390
$160K
+4.0%
2025
$158,511
$159K
-1.2%
2026
$161,868
$162K
+2.1%
City Comparison
Houlton vs. National Median
🏠 Houlton
$161,868
National Median
$410,000
At $161,868, homes in Houlton cost 61% below the national median of $410,000. This makes Houlton a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Houlton?
20% Down Payment
$32,374
on $161,868
Monthly P&I
$844/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,072/mo
incl. taxes & insurance
Income Needed
$42,880
gross annual (30% rule)
10% Down Option
$16,187
+ PMI applies
Loan Amount (20% dn)
$129,494
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Houlton, ME?
The median home value in Houlton is $161,868 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.1% year-over-year.
How much have home prices changed in Houlton?
Over the past year, home values in Houlton have increased by 2.1%. Over five years, prices have risen approximately 42.0%.
How much do I need to earn to buy a home in Houlton?
To comfortably afford the median home price of $161,868 with a 20% down payment ($32,374) at today's rates (6.8%), you'd need a gross annual income of approximately $42,880. This assumes keeping total housing costs at or below 30% of gross income.
How does Houlton compare to the national average home price?
The national median home value is approximately $410,000. At $161,868, homes in Houlton are 61% below the national average.