📍 Liberty, ME · Zillow ZHVI · July 2026

Average Home Price in
Liberty, ME

Waldo County County

Median Home Value
$346,053
↑ 3.4% year-over-year
vs. National Median
$410,000
Liberty is 16% below
Est. Monthly Payment
$1,805/mo
20% down · 6.8% rate
Income Needed
$92K
gross annual (30% rule)
Median Home Value
$346,053
↑ 3.4% year-over-year

Down Payment (20%)$69,211
Monthly P&I$1,805/mo
With Taxes & Ins.~$2,292/mo
Income Needed$91,680/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Liberty, ME

The median home value in Liberty, ME is $346,053 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.4% compared to a year ago and up 4.3% from two years prior.

Compared to the U.S. national median of $410,000, homes in Liberty are priced16% below average.

Over the past five years, Liberty home values have risen by approximately33.2%, reflecting strong long-term appreciation in this market.

City Comparison

Liberty vs. National Median

🏠 Liberty
$346,053
National Median
$410,000

At $346,053, homes in Liberty cost 16% below the national median of $410,000. This makes Liberty a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Liberty?

20% Down Payment
$69,211
on $346,053
Monthly P&I
$1,805/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,292/mo
incl. taxes & insurance
Income Needed
$91,680
gross annual (30% rule)
10% Down Option
$34,605
+ PMI applies
Loan Amount (20% dn)
$276,842
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Liberty, ME?
The median home value in Liberty is $346,053 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.4% year-over-year.
How much have home prices changed in Liberty?
Over the past year, home values in Liberty have increased by 3.4%. Over five years, prices have risen approximately 33.2%.
How much do I need to earn to buy a home in Liberty?
To comfortably afford the median home price of $346,053 with a 20% down payment ($69,211) at today's rates (6.8%), you'd need a gross annual income of approximately $91,680. This assumes keeping total housing costs at or below 30% of gross income.
How does Liberty compare to the national average home price?
The national median home value is approximately $410,000. At $346,053, homes in Liberty are 16% below the national average.