Market Overview
Home Prices in Mount Desert, ME
The median home value in Mount Desert, ME is $911,242 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 2.1% compared to a year ago and down 0.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Mount Desert are priced122% above average.
Over the past five years, Mount Desert home values have risen by approximately30.2%, reflecting strong long-term appreciation in this market.
Price History
Mount Desert Home Price Trend
2020
$543,593
$544K
—
2021
$699,905
$700K
+28.8%
2022
$867,883
$868K
+24.0%
2023
$876,752
$877K
+1.0%
2024
$935,412
$935K
+6.7%
2025
$931,246
$931K
-0.4%
2026
$911,242
$911K
-2.1%
City Comparison
Mount Desert vs. National Median
🏠 Mount Desert
$911,242
National Median
$410,000
At $911,242, homes in Mount Desert cost 122% above the national median of $410,000. Buyers in Mount Desert should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Mount Desert?
20% Down Payment
$182,248
on $911,242
Monthly P&I
$4,752/mo
30-yr @ 6.8%
Total Monthly Est.
~$6,035/mo
incl. taxes & insurance
Income Needed
$241,400
gross annual (30% rule)
10% Down Option
$91,124
+ PMI applies
Loan Amount (20% dn)
$728,994
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Mount Desert, ME?
The median home value in Mount Desert is $911,242 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 2.1% year-over-year.
How much have home prices changed in Mount Desert?
Over the past year, home values in Mount Desert have decreased by 2.1%. Over five years, prices have risen approximately 30.2%.
How much do I need to earn to buy a home in Mount Desert?
To comfortably afford the median home price of $911,242 with a 20% down payment ($182,248) at today's rates (6.8%), you'd need a gross annual income of approximately $241,400. This assumes keeping total housing costs at or below 30% of gross income.
How does Mount Desert compare to the national average home price?
The national median home value is approximately $410,000. At $911,242, homes in Mount Desert are 122% above the national average.