📍 Naples, ME · Zillow ZHVI · July 2026

Average Home Price in
Naples, ME

Portland-South Portland, ME metro area · Cumberland County County

Median Home Value
$447,064
↑ 0.7% year-over-year
vs. National Median
$410,000
Naples is 9% above
Est. Monthly Payment
$2,332/mo
20% down · 6.8% rate
Income Needed
$118K
gross annual (30% rule)
Median Home Value
$447,064
↑ 0.7% year-over-year

Down Payment (20%)$89,413
Monthly P&I$2,332/mo
With Taxes & Ins.~$2,962/mo
Income Needed$118,480/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Naples, ME

The median home value in Naples, ME is $447,064 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.7% compared to a year ago and up 0.9% from two years prior.

Compared to the U.S. national median of $410,000, homes in Naples are priced9% above average. Naples is part of the Portland-South Portland, ME metro area.

Over the past five years, Naples home values have risen by approximately29.8%, reflecting strong long-term appreciation in this market.

City Comparison

Naples vs. National Median

🏠 Naples
$447,064
National Median
$410,000

At $447,064, homes in Naples cost 9% above the national median of $410,000. Buyers in Naples should expect to pay a premium compared to most U.S. markets.

Affordability

What Does It Cost to Buy in Naples?

20% Down Payment
$89,413
on $447,064
Monthly P&I
$2,332/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,962/mo
incl. taxes & insurance
Income Needed
$118,480
gross annual (30% rule)
10% Down Option
$44,706
+ PMI applies
Loan Amount (20% dn)
$357,651
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Naples, ME?
The median home value in Naples is $447,064 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.7% year-over-year.
How much have home prices changed in Naples?
Over the past year, home values in Naples have increased by 0.7%. Over five years, prices have risen approximately 29.8%.
How much do I need to earn to buy a home in Naples?
To comfortably afford the median home price of $447,064 with a 20% down payment ($89,413) at today's rates (6.8%), you'd need a gross annual income of approximately $118,480. This assumes keeping total housing costs at or below 30% of gross income.
How does Naples compare to the national average home price?
The national median home value is approximately $410,000. At $447,064, homes in Naples are 9% above the national average.
What metro area is Naples part of?
Naples is part of the Portland-South Portland, ME metropolitan area. Home prices and market conditions can vary across the broader metro region.