Market Overview
Home Prices in Sebago, ME
The median home value in Sebago, ME is $419,265 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.3% compared to a year ago and down 2.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Sebago are priced2% above average. Sebago is part of the Portland-South Portland, ME metro area.
Over the past five years, Sebago home values have risen by approximately21.0%, reflecting strong long-term appreciation in this market.
Price History
Sebago Home Price Trend
City Comparison
Sebago vs. National Median
At $419,265, homes in Sebago cost 2% above the national median of $410,000. Buyers in Sebago should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Sebago?
20% Down Payment
$83,853
on $419,265
Monthly P&I
$2,187/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,777/mo
incl. taxes & insurance
Income Needed
$111,080
gross annual (30% rule)
10% Down Option
$41,927
+ PMI applies
Loan Amount (20% dn)
$335,412
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Sebago, ME?
The median home value in Sebago is $419,265 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.3% year-over-year.
How much have home prices changed in Sebago?
Over the past year, home values in Sebago have decreased by 0.3%. Over five years, prices have risen approximately 21.0%.
How much do I need to earn to buy a home in Sebago?
To comfortably afford the median home price of $419,265 with a 20% down payment ($83,853) at today's rates (6.8%), you'd need a gross annual income of approximately $111,080. This assumes keeping total housing costs at or below 30% of gross income.
How does Sebago compare to the national average home price?
The national median home value is approximately $410,000. At $419,265, homes in Sebago are 2% above the national average.
What metro area is Sebago part of?
Sebago is part of the Portland-South Portland, ME metropolitan area. Home prices and market conditions can vary across the broader metro region.