Market Overview
Home Prices in St Albans, ME
The median home value in St Albans, ME is $235,555 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.1% compared to a year ago and up 2.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in St Albans are priced43% below average.
Over the past five years, St Albans home values have risen by approximately29.5%, reflecting strong long-term appreciation in this market.
Price History
St Albans Home Price Trend
2020
$154,270
$154K
—
2021
$181,827
$182K
+17.9%
2022
$217,457
$217K
+19.6%
2023
$216,122
$216K
-0.6%
2024
$229,384
$229K
+6.1%
2025
$235,425
$235K
+2.6%
2026
$235,555
$236K
+0.1%
City Comparison
St Albans vs. National Median
🏠 St Albans
$235,555
National Median
$410,000
At $235,555, homes in St Albans cost 43% below the national median of $410,000. This makes St Albans a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in St Albans?
20% Down Payment
$47,111
on $235,555
Monthly P&I
$1,229/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,561/mo
incl. taxes & insurance
Income Needed
$62,440
gross annual (30% rule)
10% Down Option
$23,556
+ PMI applies
Loan Amount (20% dn)
$188,444
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in St Albans, ME?
The median home value in St Albans is $235,555 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.1% year-over-year.
How much have home prices changed in St Albans?
Over the past year, home values in St Albans have increased by 0.1%. Over five years, prices have risen approximately 29.5%.
How much do I need to earn to buy a home in St Albans?
To comfortably afford the median home price of $235,555 with a 20% down payment ($47,111) at today's rates (6.8%), you'd need a gross annual income of approximately $62,440. This assumes keeping total housing costs at or below 30% of gross income.
How does St Albans compare to the national average home price?
The national median home value is approximately $410,000. At $235,555, homes in St Albans are 43% below the national average.