📍 Swanville, ME · Zillow ZHVI · July 2026

Average Home Price in
Swanville, ME

Waldo County County

Median Home Value
$312,127
↑ 0.6% year-over-year
vs. National Median
$410,000
Swanville is 24% below
Est. Monthly Payment
$1,628/mo
20% down · 6.8% rate
Income Needed
$83K
gross annual (30% rule)
Median Home Value
$312,127
↑ 0.6% year-over-year

Down Payment (20%)$62,425
Monthly P&I$1,628/mo
With Taxes & Ins.~$2,068/mo
Income Needed$82,720/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Swanville, ME

The median home value in Swanville, ME is $312,127 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.6% compared to a year ago and up 4.6% from two years prior.

Compared to the U.S. national median of $410,000, homes in Swanville are priced24% below average.

Over the past five years, Swanville home values have risen by approximately35.9%, reflecting strong long-term appreciation in this market.

City Comparison

Swanville vs. National Median

🏠 Swanville
$312,127
National Median
$410,000

At $312,127, homes in Swanville cost 24% below the national median of $410,000. This makes Swanville a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Swanville?

20% Down Payment
$62,425
on $312,127
Monthly P&I
$1,628/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,068/mo
incl. taxes & insurance
Income Needed
$82,720
gross annual (30% rule)
10% Down Option
$31,213
+ PMI applies
Loan Amount (20% dn)
$249,702
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Swanville, ME?
The median home value in Swanville is $312,127 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.6% year-over-year.
How much have home prices changed in Swanville?
Over the past year, home values in Swanville have increased by 0.6%. Over five years, prices have risen approximately 35.9%.
How much do I need to earn to buy a home in Swanville?
To comfortably afford the median home price of $312,127 with a 20% down payment ($62,425) at today's rates (6.8%), you'd need a gross annual income of approximately $82,720. This assumes keeping total housing costs at or below 30% of gross income.
How does Swanville compare to the national average home price?
The national median home value is approximately $410,000. At $312,127, homes in Swanville are 24% below the national average.