Market Overview
Home Prices in Temple, ME
The median home value in Temple, ME is $245,927 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.8% compared to a year ago and up 2.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Temple are priced40% below average.
Over the past five years, Temple home values have risen by approximately20.0%, reflecting steady appreciation in this market.
Price History
Temple Home Price Trend
2021
$204,933
$205K
—
2022
$238,280
$238K
+16.3%
2023
$236,034
$236K
-0.9%
2024
$238,403
$238K
+1.0%
2025
$243,952
$244K
+2.3%
2026
$245,927
$246K
+0.8%
City Comparison
Temple vs. National Median
🏠 Temple
$245,927
National Median
$410,000
At $245,927, homes in Temple cost 40% below the national median of $410,000. This makes Temple a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Temple?
20% Down Payment
$49,185
on $245,927
Monthly P&I
$1,283/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,629/mo
incl. taxes & insurance
Income Needed
$65,160
gross annual (30% rule)
10% Down Option
$24,593
+ PMI applies
Loan Amount (20% dn)
$196,742
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Temple, ME?
The median home value in Temple is $245,927 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.8% year-over-year.
How much have home prices changed in Temple?
Over the past year, home values in Temple have increased by 0.8%. Over five years, prices have risen approximately 20.0%.
How much do I need to earn to buy a home in Temple?
To comfortably afford the median home price of $245,927 with a 20% down payment ($49,185) at today's rates (6.8%), you'd need a gross annual income of approximately $65,160. This assumes keeping total housing costs at or below 30% of gross income.
How does Temple compare to the national average home price?
The national median home value is approximately $410,000. At $245,927, homes in Temple are 40% below the national average.