Market Overview
Home Prices in Vinalhaven, ME
The median home value in Vinalhaven, ME is $478,235 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 2.1% compared to a year ago and down 3.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Vinalhaven are priced17% above average.
Over the past five years, Vinalhaven home values have risen by approximately17.4%, reflecting steady appreciation in this market.
Price History
Vinalhaven Home Price Trend
2020
$344,565
$345K
—
2021
$407,384
$407K
+18.2%
2022
$495,300
$495K
+21.6%
2023
$483,539
$484K
-2.4%
2024
$506,543
$507K
+4.8%
2025
$488,263
$488K
-3.6%
2026
$478,235
$478K
-2.1%
City Comparison
Vinalhaven vs. National Median
🏠 Vinalhaven
$478,235
National Median
$410,000
At $478,235, homes in Vinalhaven cost 17% above the national median of $410,000. Buyers in Vinalhaven should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Vinalhaven?
20% Down Payment
$95,647
on $478,235
Monthly P&I
$2,494/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,167/mo
incl. taxes & insurance
Income Needed
$126,680
gross annual (30% rule)
10% Down Option
$47,824
+ PMI applies
Loan Amount (20% dn)
$382,588
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Vinalhaven, ME?
The median home value in Vinalhaven is $478,235 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 2.1% year-over-year.
How much have home prices changed in Vinalhaven?
Over the past year, home values in Vinalhaven have decreased by 2.1%. Over five years, prices have risen approximately 17.4%.
How much do I need to earn to buy a home in Vinalhaven?
To comfortably afford the median home price of $478,235 with a 20% down payment ($95,647) at today's rates (6.8%), you'd need a gross annual income of approximately $126,680. This assumes keeping total housing costs at or below 30% of gross income.
How does Vinalhaven compare to the national average home price?
The national median home value is approximately $410,000. At $478,235, homes in Vinalhaven are 17% above the national average.