Market Overview
Home Prices in Waldoboro, ME
The median home value in Waldoboro, ME is $344,458 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 2.2% compared to a year ago and up 0.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Waldoboro are priced16% below average.
Over the past five years, Waldoboro home values have risen by approximately27.2%, reflecting strong long-term appreciation in this market.
Price History
Waldoboro Home Price Trend
2020
$210,611
$211K
—
2021
$270,717
$271K
+28.5%
2022
$322,419
$322K
+19.1%
2023
$329,146
$329K
+2.1%
2024
$350,119
$350K
+6.4%
2025
$352,043
$352K
+0.5%
2026
$344,458
$344K
-2.2%
City Comparison
Waldoboro vs. National Median
🏠 Waldoboro
$344,458
National Median
$410,000
At $344,458, homes in Waldoboro cost 16% below the national median of $410,000. This makes Waldoboro a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Waldoboro?
20% Down Payment
$68,892
on $344,458
Monthly P&I
$1,796/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,281/mo
incl. taxes & insurance
Income Needed
$91,240
gross annual (30% rule)
10% Down Option
$34,446
+ PMI applies
Loan Amount (20% dn)
$275,566
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Waldoboro, ME?
The median home value in Waldoboro is $344,458 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 2.2% year-over-year.
How much have home prices changed in Waldoboro?
Over the past year, home values in Waldoboro have decreased by 2.2%. Over five years, prices have risen approximately 27.2%.
How much do I need to earn to buy a home in Waldoboro?
To comfortably afford the median home price of $344,458 with a 20% down payment ($68,892) at today's rates (6.8%), you'd need a gross annual income of approximately $91,240. This assumes keeping total housing costs at or below 30% of gross income.
How does Waldoboro compare to the national average home price?
The national median home value is approximately $410,000. At $344,458, homes in Waldoboro are 16% below the national average.