📍 West Gardiner, ME · Zillow ZHVI · July 2026

Average Home Price in
West Gardiner, ME

Augusta-Waterville, ME metro area · Kennebec County County

Median Home Value
$405,102
↑ 3.6% year-over-year
vs. National Median
$410,000
West Gardiner is 1% below
Est. Monthly Payment
$2,113/mo
20% down · 6.8% rate
Income Needed
$107K
gross annual (30% rule)
Median Home Value
$405,102
↑ 3.6% year-over-year

Down Payment (20%)$81,020
Monthly P&I$2,113/mo
With Taxes & Ins.~$2,684/mo
Income Needed$107,360/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in West Gardiner, ME

The median home value in West Gardiner, ME is $405,102 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.6% compared to a year ago and up 7.6% from two years prior.

Compared to the U.S. national median of $410,000, homes in West Gardiner are priced1% below average. West Gardiner is part of the Augusta-Waterville, ME metro area.

Over the past five years, West Gardiner home values have risen by approximately37.9%, reflecting strong long-term appreciation in this market.

City Comparison

West Gardiner vs. National Median

🏠 West Gardiner
$405,102
National Median
$410,000

At $405,102, homes in West Gardiner cost 1% below the national median of $410,000. This makes West Gardiner a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in West Gardiner?

20% Down Payment
$81,020
on $405,102
Monthly P&I
$2,113/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,684/mo
incl. taxes & insurance
Income Needed
$107,360
gross annual (30% rule)
10% Down Option
$40,510
+ PMI applies
Loan Amount (20% dn)
$324,082
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in West Gardiner, ME?
The median home value in West Gardiner is $405,102 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.6% year-over-year.
How much have home prices changed in West Gardiner?
Over the past year, home values in West Gardiner have increased by 3.6%. Over five years, prices have risen approximately 37.9%.
How much do I need to earn to buy a home in West Gardiner?
To comfortably afford the median home price of $405,102 with a 20% down payment ($81,020) at today's rates (6.8%), you'd need a gross annual income of approximately $107,360. This assumes keeping total housing costs at or below 30% of gross income.
How does West Gardiner compare to the national average home price?
The national median home value is approximately $410,000. At $405,102, homes in West Gardiner are 1% below the national average.
What metro area is West Gardiner part of?
West Gardiner is part of the Augusta-Waterville, ME metropolitan area. Home prices and market conditions can vary across the broader metro region.